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Richard Bavetz, ChFC®, CLU®, FRC℠

August 18, 2026

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Contact

Office: (805) 777-7799

Toll-Free: (855) 720-2373

Fax: (805) 351-3803

2660 Townsgate Road, Suite 110

Westlake Village, CA 91361

Series 65, Life Insurance, Real Estate License

rick@yourcaringadvisor.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Chartered Financial Consultant® (ChFC®) & The Federal Retirement Consultant℠ (FRC℠) are professional designations. Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). JWCA and Carington Financial (CF) are unaffiliated entities. Advisors must be properly registered in the state where you live in order to conduct securities related business with you. A response to your request for information might be delayed in order to assure our compliance with this regulation. No information provided on this site is intended as a solicitation to buy or sell any security. The investments and services mentioned may not be available in every state. No security will be offered or sold to any person, in any state in which such offer, solicitation, purchase, or sale would be unlawful under securities laws of such jurisdictions. Neither CF, JWCA, nor its affiliates provide tax, accounting or legal advice and does not endorse, review or supervise related content. If you base a decision on information contained herein, you will be solely responsible for that decision. Insurance and Annuity products and services are offered through Carington Financial & Insurance Services (CFIS), a licensed insurance agency, and are not offered by CF or JWCA. CF and CFIS are dba’s of Carington Corporation, a Missouri corporation.

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