Rick Bavetz is the senior Investment Advisor at Carington Financial. His family originally settled in Westlake Village in 1970, so obviously, he is very well-established in the community. Now, with over 38 years of experience in the real estate, insurance, investment, and annuity industry, he is dedicated to providing exceptional service built on a foundation of deep understanding and trust. His passion for assisting others is based on a high work ethic instilled in him by his father and drives him to help his clients achieve their goals.

Carington also has offices in both St. Louis and Columbia, Missouri.

Rick is a Fiduciary, Chartered Financial Consultant® (ChFC®) & Federal Retirement Consultant℠ (FRC℠) and holds Series 65, life insurance and real estate licenses in California and has performed more than 20,000 individual financial needs assessments, a process of mutual discovery used to assist clients in choosing the most appropriate investments and insurance protection. The sheer volume of this experience makes Rick one of the most highly qualified advisors in the industry and instills tremendous confidence throughout every element of the process, from the analysis and planning phases to delivering solutions and implementation. Rick also has many years of experience in public employee pension benefits and is fluent with the retirement systems of various state & local government agencies as well as both Federal Employer Retirement Systems, CSRS & FERS.

As a Federal Retirement Consultant℠ Rick has been helping Public and Federal Employees understand their employee benefits for over 20 years. Rick has provided Benefits Briefings, Workshops, Training, Employee Benefits Assessments, and Exit Planning to employees of various Federal Agencies on how to maximize the outcomes of their Federal Service by utilizing their Federal Employee Benefits plan to its fullest.

By maintaining a strict client-centered approach, Rick’s wealth of knowledge and imagination is used in teaching methodologies that have successfully undergone decades of evaluation and scrutiny. In keeping with his “Un-Conventional Wisdom,” Rick demonstrates that empowering a client with the ability to think for themselves ultimately creates in that individual an immeasurable amount of passion toward their own quest for real financial independence.

Federal Retirement Consultants℠ (FRC℠) are experienced financial professionals who can demonstrate their competence and knowledge of Federal Employee Retirement Systems and related benefits. The designation requires comprehensive training, ongoing continuing education, and annual testing to ensure accurate delivery of up-to-date plan benefits information to federal agencies and their employees.